The Mortgage Times Group

  

Project Overview

In 2001‚ The Mortgage Times Group (MTG) was a relatively small packager-using manual and semi automated systems to run their business. At this time, Risk Free had developed specific software for The Mortgage Operation (TMO) and Mortgages Plc. TMO at the time were the largest mortgage packagers in the UK. The Mortgage Times had been using a windows 16 bit system which had enabled them to run the day to day business but did not allow for future development, document storage‚ speed or online integration. They required a system, which would provide the flexibility for future growth‚ whilst enabling them to develop multi user access and online integration.

As a packager they required a complete automated solution and access to instant product and client information was also paramount.  Risk Free’s solution lay in developing a system that allowed total user control and automation of processes that required minimum human input.  Developing the solution, which was flexible for back office and online integration, became a central focus of the system.

The Solution

Risk Free’s software solution used Microsoft’s SQL database technology with a Windows based back office system, and a real time online web system. This gave MTG a cutting edge solution, plus immediate competitor advantage. Risk Free ensured when building the system future changes within MTG could be easily incorporated into their software to comply with MTG’s growth strategy.

The Future

As of November 2007, The Mortgages times became the largest mortgage network in the UK using Risk Free's software.

Eileen Cassin‚ formally Head of Group Operations for MTG said, "When I arrived at MTG it was easy to see that this company was going places and one of my first initiatives was looking at how the company ran its business using technology. I worked on managing our relationship with Risk Free and was very impressed by their ability to deliver and change the software to meet the changing requirements within the business. I was and am very impressed by the system‚ its flexibility‚ the user-friendly ease of use and most of all, that every report I wanted I would produce myself and instantly. No more waiting for IT to write a report for me‚ I would now do it all my self. I have been around this industry for a long time being Sales Support Director for Inter Alliance and National Sales Operations Director for Lincoln Financial Group plc (still a massive USA company)‚ Focus International etc and I have never seen a piece of software like it‚ it’s absolutely brilliant‚ user friendly and very adaptable."